The criteria for categorizing items for each account may be slightly different (explained below), but keep in mind that you can classify them by roughly the following criteria.
It varies from user to user, but it can be divided into dozens of subdivisions, or it can be classified into 10-20 if it is comprehensive. Whooing believes that 10-20 items per account are appropriate. In other words, the scope of the items should be grouped as close as possible into a comprehensive and large concept. You may want to subdivide something, but the subdivision is handled by [item].
The advantage of having a comprehensive range is that it can withstand frequent fluctuations. If it is subdivided into'desserts, dairy products, cafes', it is often affected by changes such as not eating dairy products in the future. It is a little better if you use larger concepts such as'snack' and'stock'. However, this can also become an aemul complex in which you will not eat'snack' in the future. It can be said that it is a comprehensive and stable item setting because you can't stop eating it anyway if you put all of these together and make one'food expenses' as an item.
The main purpose of classifying the items is, after all, to make some kind of financial judgment. For example, you can divide'food expenses' and'date expenses' and compare which items were consumed more. Or, you can set a budget for each item and control usage.
When you first start, you may not have much trouble deciding how to judge. In that case, roughly divide it into'feeling'. And use it for a few months or so. Then, problems are found, such as being classified too finely or too crowded to provide the desired information. At that time, you can create a new section and use the experience in between to set the category that suits you.